Terms of Service

Terms of Service for FDS

Last updated: August 10, 2026

These Terms of Service (“Terms”) govern your use of FDS (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

1.1 Permitted Use

You may use the Site for personal, non-commercial purposes, including reading articles, using the search function, and interacting with the Finny AI assistant.

1.2 Prohibited Conduct

You agree not to:

Use the Site for any unlawful purpose
Attempt to gain unauthorized access to any part of the Site, server, or database
Scrape, copy, or republish our content without permission (see Section 4)
Introduce viruses, malware, or harmful code
Interfere with the proper functioning of the Site
Use automated tools (bots, crawlers) to access the Site at high volume, except for search engines complying with robots.txt
Impersonate another person or misrepresent your affiliation

2. Intellectual Property

2.1 Site Content

All content on this Site — including articles, graphics, logos, the FinAssist Pro name, and the Finny AI persona — is the property of FDS and is protected by U.S. and international copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.

2.2 Theme License

3. The Finny AI Assistant

Finny is an AI-powered chatbot that provides general informational responses. By using Finny, you acknowledge that:

Responses are generated by an AI model and may contain errors or outdated information
Finny does not provide financial, tax, legal, medical, or investment advice
You should always verify information with official sources and consult a licensed professional before making financial decisions
We are not liable for any actions you take based on Finny’s responses

4. User-Generated Content

If you submit comments, questions, or other content to the Site, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display that content. You represent that you own or have the right to submit the content and that it does not violate any third-party rights.

5. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied. We do not warrant that:

The Site will be uninterrupted, secure, or error-free
The information is accurate, complete, or current
Results will be achieved from applying any advice on the Site

To the fullest extent permitted by law, we disclaim all warranties. See our Disclaimer page for more details.

6. Limitation of Liability

To the maximum extent permitted by law, FDS and its affiliates, officers, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of (or inability to use) the Site, including but not limited to:

Financial losses from acting on any information on the Site
Loss of data or profits
Errors or omissions in content
Unauthorized access to or alteration of your data

You use the Site at your own risk.

7. Third-Party Links & Services

The Site contains links to third-party websites (e.g., Healthcare.gov, IRS.gov) and integrates third-party services (e.g., DeepSeek AI, Google Analytics). We are not responsible for the content, privacy practices, or accuracy of these third parties. Your interactions with third-party sites are solely between you and them.

8. Affiliate Disclosure

Some links on this Site may be affiliate links, meaning we may earn a commission if you click and make a purchase, at no additional cost to you. We only recommend products and services we believe provide value. See our Affiliate Disclosure for details.

9. Indemnification

You agree to indemnify and hold harmless FDS and its affiliates from any claims, damages, liabilities, costs, or expenses (including attorney’s fees) arising from your use of the Site or violation of these Terms.

10. Changes to These Terms

We may revise these Terms at any time by updating this page. Your continued use of the Site after changes constitutes acceptance of the new Terms. We encourage you to review these Terms periodically.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which FDS operates, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of that jurisdiction.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact

Questions about these Terms? Email support@fixdailystuff.com.