How to save money on clothing and personal care?

๐Ÿ‘๏ธ 1,740 views ๐Ÿ‘ 219 found helpful ๐Ÿ“… Updated: February 8, 2024 โœ๏ธ By FinAssist Pro Financial Team
Quick Answer

Save on clothing by shopping thrift and consignment stores (70-90% off), Poshmark and ThredUp for brands, end-of-season clearance (50-75% off), and clothing swaps with friends. Cut personal care costs with store-brand toiletries (30-50% cheaper), GoodRx for prescriptions (up to 80% off), and beauty schools for $10-$20 haircuts and services. The average household spends $1,800+ yearly on apparel and $700+ on personal care, so 50% savings free $1,250+ yearly.

1. Buy Clothing Secondhand and Out of Season

Thrift stores like Goodwill, Salvation Army, and local shops sell brand-name clothing 70-90% below retail, often with tags still attached. Poshmark, ThredUp, Depop, and Mercari offer curated secondhand brands 50-80% off retail. Buy winter coats in March and swimsuits in September for 50-75% off at end-of-season clearance. Sign up for retailer emails to get 15-25% off first purchase codes and shop Black Friday, Cyber Monday, and January white sales. Join Buy Nothing groups on Facebook for free clothing swaps. Host a clothing swap with 5-10 friends; everyone brings 5-10 items and leaves with new-to-them pieces. Quality secondhand staples like Levi's jeans, J.Crew button-downs, and Patagonia jackets often outlast cheap fast fashion.

  1. Shop Goodwill and local thrift stores first
  2. Set Poshmark alerts for favorite brands
  3. Buy winter coats in March and swimsuits in September
  4. Join local Buy Nothing groups on Facebook
  5. Host a clothing swap with 5-10 friends
  • Buy Nothing groups give away hundreds of free items monthly.

2. Choose Generic Personal Care and Beauty

Store-brand toiletries at Target (Up&Up), Walmart (Equate), and CVS (Health) cost 30-50% less than name brands and are often made by the same manufacturers. A $4 Equate face wash performs nearly identically to a $12 Cetaphil. Switch to bar soap ($1-$2) instead of body wash ($5-$8) for an 80% savings. Generic drugs at Costco, Walmart, and grocery pharmacies cost $4-$10 for 90-day supplies of common generics like atorvastatin and lisinopril. Use GoodRx, SingleCare, and Mark Cuban Cost Plus Drugs for prescriptions, saving up to 80% versus uninsured retail. Beauty schools like Paul Mitchell and Aveda charge $10-$25 for haircuts, color, and facials performed by supervised students. Dental and hygiene schools offer cleanings for $30-$60.

  1. Switch to Up&Up, Equate, and store-brand toiletries
  2. Use bar soap instead of body wash
  3. Fill generics at Walmart or Costco for $4-$10
  4. Compare GoodRx, SingleCare, and Cost Plus Drugs
  5. Visit beauty schools for $10-$25 haircuts
  • GoodRx and Cost Plus Drugs can save 80% on prescriptions.

3. Maintain and Repair What You Own

Extending the life of clothing and personal care items saves hundreds yearly. Learn basic mending: sew on buttons, fix loose hems, and patch small holes with a $5 sewing kit. Wash clothes in cold water and hang dry to extend fabric life 30-50%. Treat stains immediately with dish soap or hydrogen peroxide. Re-sole good shoes at a cobbler for $25-$50 instead of replacing $150 boots. Sharpen kitchen knives, scissors, and razors rather than replacing; a razor sharpener extends blade life 6x. Buy quality basics in neutral colors that mix and match, since 30 versatile pieces create 100+ outfits. Avoid dry clean only labels to skip $10-$20 per garment cleaning fees. Use refillable containers for soap, lotion, and cleaning supplies to cut packaging costs 40-60%.

  1. Buy a $5 sewing kit and learn basic mending
  2. Wash in cold water and hang dry
  3. Re-sole good shoes at a cobbler for $25-$50
  4. Sharpen razors, knives, and scissors
  5. Buy neutral basics that mix and match
  • A cobbler re-soles $150 boots for $25-$50, extending life 5+ years.

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Disclaimer: This content is for general informational purposes only and does not constitute financial, tax, legal, or investment advice. Consult a licensed financial advisor, CPA, or attorney for guidance specific to your situation. Rates, limits, and program details change frequently โ€” verify with official sources like IRS.gov, Healthcare.gov, or USA.gov.

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